HVAC Replacement Costs in Orlando, FL

Are you a homeowner in Orlando, FL, considering HVAC replacement? Understanding the unique climate factors in Central Florida is key to making informed decisions about your HVAC system. HVAC.com explains what makes Florida’s climate different and how it affects the lifespan and replacement costs of HVAC equipment.

When you decide on the right heating and air conditioning system for your unique space, HVAC.com can deliver a clear and detailed HVAC quote within 24 hours so you can buy with confidence.

Florida Climate Considerations

The Orlando climate takes a toll on your home’s heating and cooling systems in many ways:

• High Humidity Levels: Florida’s humidity levels are notorious. The constant moisture in the air puts additional strain on HVAC systems, especially air conditioners and heat pumps. The higher workload can lead to more frequent breakdowns and shorter lifespans for HVAC units.
• Intense Heat: Orlando experiences long, hot summers with temperatures often soaring above 90°F. HVAC systems work harder and longer to maintain comfortable indoor temperatures, leading to increased wear and tear. This can result in the need for more frequent repairs and earlier replacement.
• Hurricane Threats: Florida is prone to hurricanes and tropical storms, especially during the Atlantic hurricane season from June to November. Severe weather events can cause significant damage to outdoor HVAC units, necessitating repairs or replacements.
• Salt Air: For those living near the coast, salt air can corrode HVAC components, particularly outdoor condenser units. Regular maintenance is essential to mitigate the effects of salt air and prolong the lifespan of the HVAC system.
• Year-Round Usage: Unlike some northern states where HVAC systems may only be used for part of the year, in Florida, they are often in use year-round – especially cooling systems. Constant usage accelerates the wear and tear on HVAC equipment, leading to shorter lifespans and more frequent replacements.

Understanding these climate factors can help homeowners in Orlando plan for HVAC replacement more effectively. 

Cost of HVAC Replacement in Orlando, FL

While the upfront costs may seem daunting, investing in a high-quality, energy-efficient system can save money in the long run through reduced energy bills and fewer repairs.

Air Conditioner Replacement Costs

In Orlando, FL, air conditioning is not just a luxury but a necessity, given the sweltering summers. On average, air conditioners in this climate last around 10-15 years, though this can vary depending on usage and maintenance.

Replacement costs for a 3-ton air conditioner typically range from $3,800 to $5,000, including installation. Factors such as the size of the unit, energy-efficiency rating, and brand influence the overall cost. Investing in a higher SEER (Seasonal Energy Efficiency Ratio) rated unit may incur a higher upfront cost but can lead to long-term savings on energy bills.

Heat Pump Replacement Costs

Heat pumps are popular in Orlando due to their dual functionality of heating and cooling. In this climate, heat pumps usually last around 10-15 years. Costs for a new heat pump/air handler, including installation, range from $6,000 to $8,000.

Factors such as the size of the heat pump and its energy-efficiency rating impact the overall cost. It’s essential to choose a heat pump that is sized correctly for your home to ensure efficient operation.

Furnace Replacement Costs

While not as commonly used as in colder climates, some Florida homeowners use gas or electric furnaces for heat during occasional chilly periods in Orlando. On average, furnaces in this area last around 15-20 years.

Homeowners here can expect to pay about $3,400 for an 80% AFUE, 50,000 BTU furnace, including installation. Factors such as the type of furnace, size, and energy-efficiency rating influence the overall cost.

Ductwork Costs

The state of your ductwork can impact overall installation costs. In Orlando, the average cost for installing ductwork in a 2,000-square-foot home with a 3-ton HVAC system spans from $6,000 to $6,600, influenced by duct condition and complexity.

Storm Damage and Insurance Coverage

Living in Orlando, FL, means being aware of the potential risks posed by hurricanes and tropical storms. These severe weather events can cause significant damage to homes, including HVAC systems. Fortunately, homeowners' insurance may provide coverage for replacing an HVAC unit damaged by a storm, depending on the specifics of your policy.

If your HVAC unit has been compromised due to wind, flying debris, or flooding, it’s essential to document the damage thoroughly. Take photographs and gather any relevant information to support your insurance claim.

Next, contact your insurance provider to report the damage and initiate the claims process. Your insurer will likely send an adjuster to assess the damage and determine the coverage provided under your policy. It’s essential to review your policy carefully to understand what is covered and any deductibles or limits that may apply to HVAC replacement.

In many cases, homeowners' insurance policies cover damage to HVAC systems caused by covered perils, such as wind, hail, and lightning. However, coverage may vary depending on the specific terms and conditions of your policy. Additionally, certain exclusions or limitations may apply, so it’s crucial to clarify these details with your insurance agent.

If your HVAC unit needs to be replaced due to storm damage and your insurance claim is approved, your policy may cover the cost of a new system, minus any applicable deductibles. Working with a reputable HVAC contractor who can provide detailed documentation and estimates can facilitate the claims process and ensure that you receive the maximum coverage available under your policy.